Prepaid Cards & other prepaid card related info

Millions of Americans nationwide either don't have have a checking account because of problems with their banking history, credit, or because they just prefer not to. However, the popularity of ATMs, online shopping, and other electronic forms of payment, often leaves those who are unbanked feeling left our and unable to keep up with newer technology. With prepaid cards, unbanked consumers can share the convenience that comes along with having a checking account; they can store their money, withdraw cash, pay via ATM, and more.

If you are looking for more prepaid card related topics, such as prepaid credit & debit cards, prepaid MasterCard & Visa cards, check out the articles below.

Prepaid Cards 101

An introductory into prepaid cards.

Prepaid cards are commonly referred to as prepaid credit cards but function more like a debit card than a credit card. Where credit cards extend a line of credit to cardholders, prepaid cards users can only spend what they deposit to their card account, which can help if you are trying to control your money. Learn more about prepaid cards, their features and how they can benefit you. MasterCard and Visa debit cards are accepted.

A Tool for Getting By or Getting Ahead?

A prepaid card industry study conducted by CFSI (Center for Financial Innovation).

CFSI conducted a detailed case study looking into the features and benefits offered by prepaid card companies. The study looks at how consumers use prepaid cards and whether the cards help financially underserved consumers manage their money.

100% Approval*

No Credit Bureau Check

$25 Direct Deposit Bonus^§

AccountNow Gold Visa Prepaid Cards are issued by The Bancorp Bank and MetaBank^TM, Members FDIC, pursuant to a license from Visa U.S.A. Inc. Please see the back of your card for its issuing bank.

AccountNow Prepaid MasterCard Card (Classic) is issued by MetaBank pursuant to license by MasterCard International Incorporated. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

AccountNow Prepaid Visa Card (classic) is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc.

Accountnow Gold Visa Prepaid Cards and AccountNow Prepaid Visa Cards can be used wherever Visa debit cards are accepted. MasterCard prepaid cards can be used anywhere Debit MasterCard is accepted. Your deposits are FDIC insured up to $250,000. AccountNow, Inc. is an Independent Sales Organization ("ISO") pursuant to agreements with MetaBank and The Bancorp Bank.

*Obtaining Your Card: The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask you for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see your driver's license or other identifying documents at any time. "100% Approval" is contingent upon successfully passing this mandatory identification confirmation.

**The Visa Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

***Conditions and exceptions apply – see Cardholder Agreement.

^§ To qualify for the $25 direct deposit bonus, within 6 months after being approved to receive a card you must deposit at least $500 per month via recurring direct deposit in two or more consecutive months. See www.accountnow.com/help for additional direct deposit and bonus eligibility requirements.

† The Bancorp Bank is not affiliated in any way with this product and does not endorse or sponsor this offer.

†† Other cardholder fees may apply. Consult your cardholder agreement.

AccountNow reserves the right to modify or discontinue any product, services or special offers with or without prior notice.

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